Shell FCU | Dealer Calculator

Dealer Financing vs. Credit Union Financing

Use this calculator to assist in comparing financing with your credit union and dealer financing. A dealer rebate is usually not available when you choose low interest dealer financing. Credit union financing can produce a lower initial loan balance, therefore a lower monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing.
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.