Share Certificates
Put your money to work. Whether you are looking for short term or long term solutions, Shell FCU has Share Certificate options for you. With a Share Certificate, you get fixed rates and a fixed rate account that combines a guaranteed rate of return — all with the security of a Federally insured account.
- Dividends are calculated daily and paid monthly
- Early withdrawal penalties apply
Shell FCU accounts are insured up to $250,000 by the National Credit Union Administration, or NCUA. The NCUA is an independent agency of the United States Government. It regulates, charters and insures the nation's federal credit unions.
Interested in a Shell FCU Share Certificate?
Request to be contacted by a Shell FCU Representative.
$500 Minimum Balance
Term | APY* |
---|---|
6 Months | 3.75% |
12 Months | 4.75% |
18 Months | 4.75% |
24 Months | 4.50% |
30 Months | 4.00% |
36 Months | 4.10% |
48 Months | 3.85% |
60 Months | 3.85% |
$25,000 Minimum Balance
Term | APY* |
---|---|
6 Months | 3.75% |
12 Months | 4.75% |
18 Months | 4.75% |
24 Months | 4.50% |
30 Months | 4.00% |
36 Months | 4.10% |
48 Months | 3.85% |
60 Months | 3.85% |
$50,000 Minimum Balance
Term | APY* |
---|---|
6 Months | 3.90% |
12 Months | 4.90% |
18 Months | 4.90% |
24 Months | 4.65% |
30 Months | 4.15% |
36 Months | 4.25% |
48 Months | 4.00% |
60 Months | 4.00% |
$100,000 Minimum Balance
Term | APY* |
---|---|
6 Months | 3.90% |
12 Months | 4.90% |
18 Months | 4.90% |
24 Months | 4.65% |
30 Months | 4.15% |
36 Months | 4.25% |
48 Months | 4.00% |
60 Months | 4.00% |