All Branches Are Open!

All Shell FCU branches are open regular hours. Rest assured your funds are safe and secure. Thank you for the opportunity to serve you!

Business Term Loans

Take the next steps to grow or start-up your business with an unsecured Business Term Loan. They can be used for almost any business purpose such as cash flow management, equipment purchases, and other business expenses.


  • Favorable interest rates
  • Low monthly payments
  • No repayment penalties
  • No collateral required

Business Loan Requirements:

  • Business must be eligible for membership (if not currently a member)
  • Financial documentation may be required

Interested in a Shell FCU Business Term Loan?

Request to be contacted by a Shell FCU Business Service Representative.

Product Name APR* Available Terms
 Term Loan

14.74% - 17.99%

Up to 84 months

Rates current as of and are subject to change.

*APR denotes Annual Percentage Rate. Lowest rate of 14.74% for up to 24 months is $48.37 per thousand and highest rate of 17.99% APR for up to 84 months is $21.02 per thousand.

Personal Guarantee may be required for owners who own 20% or more in the business. Loan rates are determined by credit score and qualifying criteria apply for all loan approvals. Existing Shell FCU loans not eligible for refinance. This offer cannot be combined with any other offer and Shell FCU reserves the right to discontinue promotions without notice at any time for any reason.