All Branches Are Open!

All Shell FCU branches are open regular hours. Rest assured your funds are safe and secure. Thank you for the opportunity to serve you!

Business Checking Accounts

Give your business finances a stable and solid foundation with Shell FCU’s Business Checking Account. We know how often you use your Checking Account and you should never have to pay ridiculous fees or sacrifice service. Shell FCU makes banking easy so you can keep your business growing.

Shell FCU accounts are insured up to $250,000 by the National Credit Union Administration, or NCUA. The NCUA is an independent agency of the United States Government. It regulates, charters and insures the nation’s federal credit unions.

Product Name Initial Deposit Minimum Balance* Rate Type APY**
  Business Checking $50.00 N/A N/A N/A

The Business Checking Account is designed for small to mid-sized businesses that process a low number of transactions each month.

  • Unlimited items processing at no monthly charge

Shell FCU offers a Business Checking Account that works as hard as you do.

  • Free Debit Card***
  • No Monthly Service Charge
  • Free Overdraft Protection Available
  • Free Temporary Checks
  • Free Digital Banking
  • Free Phone Banking
  • Free eStatements
  • No Minimum Balance Requirement
  • Free ATM Access on Allpoint ATM Networks and ATMs located at Shell FCU branches

Interested in a Shell FCU Business Checking Account?

Request to be contacted by a Shell FCU Representative or visit any Shell FCU branch.

  Business Premier Checking $500.00 $10,000.00 Variable 0.05%

Shell FCU's Business Premier Checking Account is designed for business that process a moderate number of transactions each month.

  • Unlimited items processing at no monthly charge

Shell FCU offers Business Premier Checking Account with no monthly service charge if minimum balance requirements are met. To open a Business Premier Checking Account, a $500.00 deposit is required.

  • Free Debit Card***
  • No Monthly Service Charge as long as minimum balance is met***
  • Free Digital Banking
  • Free Phone Banking
  • Free eStatements
  • Free ATM Access on Allpoint ATM Networks and ATMs located at Shell FCU branches

See a representative for complete details and qualifications.


Interested in a Shell FCU Business Premier Checking Account?

Request to be contacted by a Shell FCU Representative or visit any Shell FCU branch.

Rates current as of and may change after opening the account.

*Minimum balance required to receive disclosed APY. **APY denotes Annual Percentage Yield. Fees could reduce earnings on accounts. Contact Shell FCU for additional product details including earned dividend information, minimum deposit and balance requirements to earn the stated APY, and other important account terms and conditions. Dividend rates and Annual Percentage Yields are current as of the last dividend declaration date. ***See the Business Fee Schedule for full disclosure of fees.


Overdraft Protection

Overdraft Protection is a safety net available at no charge. In the event a purchase exceeds the current available balance in your Business Checking Account, funds will be pulled from your source account(s) and used to cover the purchase or check presented. The types of accounts used as source accounts include: Business Membership Savings, Business Savings, Business Money Market or Business Line of Credit.

For more information or to select your source account(s), please visit any Shell FCU branch or call (713) 844-1100 to speak with a representative.