Regular checking also includes added features like a free VISA check card*, overdraft protection, free Bill Pay on Access-24 - your Shell FCU online banking system. You can even order checks online through Clarke American. Checks range in price, depending on the design.

Requirements to Open
A $25 deposit is required to open your regular checking account. Members must be at least 15 years old to open a Shell FCU free checking account with a parent or guardian as a co-owner on the account. At 16 years of age members are eligible to open a checking account in your own name and without co-owner. (Some features may not available for under age accounts. See a Member Services representative for details.)

Your Regular Checking includes features such as:

No Monthly Service Charge	Free Overdraft Protection
You will not be charged a service fee for having a checking account at Shell Federal.	Most financial institutions charge a substantial amount to transfer money from your other accounts to cover a check that you wrote. Shell Federal offers this for free.
Free VISA Check Card*	Free Temporary Checks
Accepted worldwide, a VISA Debit Card is hands down the easiest way to access your money. It acts like an ATM when you need cash or a credit card when you want to charge. All funds are automatically withdrawn from your checking account when used.	Free temporary checks are provided until your printed checks arrive shortly to you in the mail.
Pay Bills for Free	Other Features
Use Access-24 Home Banking to pay your bills online for free with Bill Pay.	• No Minimum Balance Requirement •  Dividends earned on balances over $2,000 • Free ATM access • Free Internet banking • Free Bill Pay • Checks can be ordered 24/7 at 1-800-355-8123 or by re-ordering online through the Clarke American website.

*VISA check card requires approval.

Re-order Checks Online
Conveniently re-order your checks online with Clarke American. Learn more.