SFCU charges little or no fees on most services and accounts.
| |
Credit Union Membership |
| |
Membership Share |
$5.00 par value |
| |
 |
Share Account Fees |
| Christmas Club early withdrawal |
$5.00 per withdrawal |
| Inactive share account |
$10.00 per quarter |
|
Checking account fees |
| Insufficient funds (NSF) |
$25.00 per item |
| Returned item (self to self) |
$25.00 per item |
| Returned item (third party) |
$5.00 per item |
| Stop Payment |
$25.00 per request |
| Check printing |
prices vary depending on style/design |
| monthly service fee |
no charge |
|
Money Market account fees |
| Over 3 checks per month |
$15.00 per check |
|
Other Service Fees (applicable to all accounts) |
| Account reconciliation/research |
$15.00 per hour |
| Statement copy |
$2.00 per statement |
| Return Mail |
$5.00 per month
(refundable effective 12/1/08) |
| Legal processes - levies, liens |
$25.00 effective 12/1/08 |
| Inactivity after 12 months on accounts with balances >$500 |
$5.00 per month
(refundable effective 12/1/08 |
Bill Pay (effective 12/1/08) |
Certificate history (year end)
Expedited payments immediate
Payment with credit or debit card
Overnight check
|
$25.00
$4.00
$1.00
$21.00 |
| Wire transfer (outgoing) |
$15.00 per transfer |
| Western Union wire |
varies based upon destination |
| Wire transfer (CU to CU) |
$5.00 per transfer |
| International wires (outgoing) |
$35.00 per transfer |
| Money order |
$.50 per money order |
| Gift check |
$2.50 per gift check |
| VISA Gift card |
$2.00 per gift card |
| Travelers checks |
$1.00 per $100 |
| Travelers checks for two |
$2.00 per $100 |
| Electronic Gift Card |
$4.00 per card |
| Cashier’s check |
$1.00 per check |
| Mail withdrawal check |
$1.00 per check |
| Photocopy of original check |
$3.00 per item |
| Stop payment on Corporate or cashiers check |
$25.00 per item |
| ACH return |
$25.00 per item |
| VISA Debit card replacement |
$5.00 per card |
| ATM card replacement |
$5.00 per card |
| Stop payment on ACH item |
$25.00 per item |
| FedEx check withdrawal |
$15.00 per check |
| Credit Union check |
$1.00 per check |
Check cashing
(*Exemptions do apply) |
$5.00 per check |
|
Electronic Funds Transfer Fees |
| Non proprietary ATM withdrawal/transfer |
First (3) free per month; additional $1.00 per transaction effective until 11/30/08 |
| Non-proprietary ATM withdraw/Transfer |
$1.00 per transaction effective 12/1/08 |
| Rush order VISA debit card |
$80.00 for card & PIN |
| Replacement Card / Lost PIN |
$5.00 per card |
| VISA check card chargeback |
$30.00 for good charge |
| Receipt copy of VISA check card transaction |
$18.00 each |
|
Safe Deposit Fees |
Annual rental:
| 3” x 5” |
$15.00 |
| 3” x 10” |
$30.00 |
| 5” x 10” |
$40.00 |
| 10” x 10” |
$65.00 |
| Loss of one (1) key |
$30.00 |
| Drilling of box |
$60.00 |
| Late payment |
$10.00 |
| |
Non-Member Fees |
| Coin Machine |
20% of amount redeemed |
| Notary Service |
$6.00 |
The fees appearing in this schedule are accurate and effective for accounts as of the last dividend declaration date (11/07/08) on the printed Rate and Fee Schedule. If you have any questions or require current fee information on your accounts, please call 713-844-1100 or contact us via email.
Special Mention:
If your account is considered inactive and is between $.01 and $500.00, your account will be closed and a check mailed to your last known address. Exceptions will be made for IRAs, or if you have other active relationships with Shell FCU. |
Phone: (800) 388-5542 Privacy Policy