4 Free and Easy Qualifications: (must be met each cycle)
- Make 20 Debit Card Purchases
- Complete 1 Direct Deposit or Automatic Payment from your account
- Receive Electronic Statement
- Access Online Banking
These features are FREE to members and it's easy to switch to BE GREEN Checking. In fact, we can help you in this process. Although you must have internet access, you don't necessarily have to own a computer. There are free email accounts you can set up - such as Yahoo.com and others.
Once you meet the qualifications, BE GREEN and EARN a Higher Yield as stated in Current Rates) on balance up to $20,000; On balance over $20,000 you receive 0.50% APY*. (*annual percentage yield). Premium dividend is paid even on smaller balances.
What happens if the qualifications are not satisfied during a cycle?
- You will earn 0.25% APY on your free checking balance.
- ATM fees are not reimbursed.
...but don't worry, you can start over next month!
Sign Up Now. Earn ATM Fee refunds with BE GREEN Checking!
*APY=Annual Percentage Yield. Be Green yield 5.13% APY paid on balances between one penny and $20,000, and 0.50% APY paid on all amounts above $20,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning base yield 0.25% APY; however, it will not receive ATM fee refunds for that time period. Rates as of August 1, 2008. We may change the dividend rate and APY at any time after the account is opened. No minimum balance required. Minimum deposit to open account is $25.00. Available to personal accounts only. No monthly service charge. **ATM refunds when qualifications are met.
Requirements for Opening any Shell FCU Checking Account
Checking account requires a $25 deposit to open. Member must be at least 15 years old or if under age 18, must have a parent or guardian as co-owner on the account.
If the BE GREEN Checking account is not what you're looking for, read about our regular checking accounts.
BE GREEN Checking accounts also include features such as:
| No Monthly Service Charge |
Free Overdraft Protection |
| You will not be charged a service fee for having a BE GREEN checking account at Shell Federal Credit Union. |
Most financial institutions charge a substantial amount to transfer money from your other accounts to cover a check that you wrote. Shell FCU offers this for free. |
| Free VISA Check Card |
Free Temporary Checks |
Accepted worldwide, a VISA Debit Card is hands down the easiest way to access your money. It acts like an ATM when you need cash or a credit card when you want to charge. All funds are automatically withdrawn from your checking account when used. |
Free temporary checks are provided until your printed checks arrive in the mail. |
| Pay Bills for Free |
Other Features |
Use Access-24 Home Banking to pay your bills online for free with Bill Pay.

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• No Minimum Balance Requirement
• Free ATM access
• Free Internet banking
• Free Bill Pay
• Checks can be ordered 24/7 at 1-800-355-8123 or by ordering online through the Clarke American website.
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*VISA check card requires approval. |